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E-Shram Card Loan: The government is expected to announce soon that E-Shram card holders will receive a benefit of up to Rs 200000

E-Shram Card Loan: The E-Shram Card Scheme is a programme for persons who work in the unorganised sector. All workers, even those in the unorganised sector, will benefit from the E-Shram Card programme, which will offer them with employment opportunities and access to various government programmes. The government has created a site to provide financial security and numerous services to all of these folks. The portal's name is 'E-Shram Card Portal,' and it was launched in the year 2021. The Ministry of Labor and Employment has launched the portal. This portal requires all workers in the unorganised sector to register. So that they can take use of all of the government's programmes and services. You can also take advantage of programmes like the E-Shram Card Loan. By visiting, all qualifying workers and workers can register on the portal.

Holders of an E-shram card would be eligible for a bonus of up to Rs 200000

The government's initiatives will be available to all workers including workers in the unorganised sector who have registered on the e-shram portal. All workers receive an e-shram card after completing the registration process on the portal. They can use all of the amenities that have been provided for them through this channel. In addition to numerous schemes, there are other benefits that they receive only after registering on the e-shram portal, such as the fact that if a worker is registered on the portal and has a labour card, that worker or worker may be involved in an accident with the government. Accident insurance is available up to Rs.2 lakh. In fact, the 'Pradhan Mantri Suraksha Bima Yojana' will provide them with this advantage. Workers' families would be granted an amount insured of Rs 2 lakh if they die in an accident under this scheme. Aside from that, the worker will be awarded 200000 rupees even if he is entirely crippled. If the worker is partially incapacitated, on the other hand, he would be granted an amount assured of up to Rs 1 lakh.

The government may make an announcement soon

The government began this with the goal of compiling information and a database for all employees under the 'Shramik Portal.' The government creates initiatives based on the information available on this portal to help people improve their financial situation. They will be able to use this labour card as an identity card that will be valid throughout the country. Workers will be able to find work thanks to this card. Furthermore, all social security benefits will be accessible. They must first be registered, after which the Ministry of Labor will issue the registered worker with a 12-digit Universal Account Number.

Who is eligible to apply for an E-Shram Card Loan?

To take advantage of the schemes that will be provided for labourers and workers, you must first register on the Unified Shramik Portal. To apply for an e Shram Card, the applicant must be at least 16 years old. Furthermore, the maximum age limit should be set at 60 years old. The employee should not be subject to income tax. The employee should not be an EPFO or ESIC member.

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